Electric Motors A Brief Overview

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In an age where every single aspect of life is rule by electricity, one cannot afford to stay back in darkness. Human beings with their uncanny ability to invent and innovate things brought in a drastic change into the overall scenario. Electric motors form one of the major elements amongst them.

Human beings have cashed in the benefits of Industrial Revolution to its fullest. Being intelligent and sensible, they realized the immense potential it has within it. Numerous inventions and innovations started hitting the shore. Amidst them, electric motor is one; lets’ have a look at it in a bit closer way.

Very simply defining, an electric motor is one which converts electrical energy into mechanical energy. These generally operate through the interaction of magnetic fields and current carrying conductors to generate force. Electric motors and generators are also referred to as electric machines in a simpler sense.

Moving back to history, the first direct electric motor was invented by British scientist William Sturgeon in 1832. Following that, a commutator type direct current electric motor was made. The primary intention behind its invention was commercial use. But since zinc electrodes were quite expensive, and usually depended on primary battery power, they were commercially unsuccessful.

Electric motors are found in applications as diverse and industrial fans, blowers, pumps, machine tools, household appliances, power tool and disk drives. These are usually powered by direct current, for example battery powered portable device of a motor vehicle. It can also be powered by alternating current from a central electrical distribution grid or inverter. The smallest of these kinds of motors are found in wrist watches. Medium size motors of highly standardized dimensions and characteristics provide convenient mechanical power for industrial uses. Motors bearing a very large size are generally used for propulsion of ships, pipeline, compressors and water pumps with ratings in the millions of watts. These motors are generally classified by the source of electric power, by their internal construction, by their application or by the type of motion they produce.

The main principle through which mechanical force is produced was recognized in 1821. This is done through an interaction of an electric current and a magnetic field. Electric motors of increasing efficiency were constructed and produced throughout the 19th century. But commercial applications of these on a large scale required efficient electrical generators and electrical distribution networks. Certain devices convert electrical energy into motion. But they usually don’t generate usable mechanical power as a primary objective and so are not generally referred to as electric motors. Magnetic solenoids and loudspeakers are usually described as actuators and transducers respectively, instead of motors. Some electric motors are used to produce torque or force.

Auto Traffic Exploit – Does This Software Really Work Or Is It A Scam

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Auto Traffic Exploit is the brand new strong traffic program that has been released by developers Brian Farrow and Steven Lee Jones. If you have an online business, you’ll need traffic. More site visitors equals more money, bottom line. In today’s market, internet traffic generation is one of the greatest ways to earn a living. How can Auto Traffic Exploit help you in this regard?

True success in internet marketing is found through locating niches where consumers have money to spend and are keen to spend it to get their hands on a product that you can grant them instant access to. The job of an affiliate marketer is to take the customer by the hand and lead them to the product they’re selling. Sounds effortless doesn’t it but trust me, it really is a lot harder than it sounds. The answer to getting traffic is by dominating a niche despite the competition. This is where Auto Traffic Exploit comes in.

Auto Traffic Exploit not only allows you to check out the opposition but it also enables you to analyze the number of monthly searches your keyword gets. You’re also able to carry out domain name searches and check on which one are available. Sure you can do all of this separately but it takes up a lot of your time. This program claims to save you this time by automating the process.

Auto Traffic Exploit is designed to grab you hundreds of back-links that improve your place in Google. To get access to this you will be required to upgrade to the pro version. So you can really boost your search engine rankings by finding an exact domain match for your selected keywords and getting many back-links in this way.

There’s also a great WordPress theme with additional plug-ins which add to the package. The video tutorials and step-by-step training manuals will allow you to really achieve some fantastic results if you are determined and focused.

Auto Traffic Exploit drives traffic to your site automatically and effortlessly. To get floods of traffic to your site then perhaps Auto Traffic Exploit is worth considering.

Car insurance- what is cashless claims policies

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A comprehensive car insurance policy covers third party liability, personal accident cover, loss or damage to the vehicle and third party property damages as well. The insurance cover takes care of the legal formalities in case of any contingency. Motor insurance is a legal compulsory as per Indian law. But an individual must not buy insurance just to cover this legal formality rather it should be bought to secure you from any financial damage. The primary motive is to provide financial protection against physical damage and/or bodily injury resulting from traffic collisions and against liability that could also arise therefrom.

Car insurance rates depend on many factors such as coverage required, add-on covers, co-payment clause etc. If an individual opts for co-pay clause, then at the time of any claim, he has to pay some part of damage by himself and rest is paid by the insurance provider. Insurance premium is the cost of buying an insurance policy for the car which is more in case you opt for special coverage like personal accident cover for you and your family, third party property damages and towing fees etc. c.

Before buying car insurance, one must do proper research as it will help an individual to choose the appropriate policy serving their needs. An individual must compare various insurance plans offered by insurance companies. The mode of buying the motor insurance policy plays a crucial role these days in the case of new car insurance as well as at the time of car insurance renewal. Car insurance rates can be compared online with the help of insurance aggregators as they provide various comparison tool and calculators that enable you to buy insurance policy fitting your budgets as well.

An individual must compare various policies with special focus on claim procedure. Claim procedure is eventually what matters most in the time of emergency. Company’s history and claim settlement ration must be checked before buying motor insurance.

Cashless claim is when you don’t have to make any payments to the car repair garage from your own pocket rather they are paid by your insurer. But you have to fulfill some important duties as well. You should contact company garage network at the time of any accident. In the event of your car involving an accident, you must inform your insurance provider for opting cashless claim. Motor insurance rates are generally not impacted due to cashless claim facility provided by your insurer when you take new insurance as well as at the time of car insurance renewal.

Arkansas Auto Insurance Laws – Read To Know More

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It is possible to find both cheap Arkansas auto insurance policies as well as ones that provide good value for the money of an insured. The best insurance companies in Arkansas offer discounts on their auto insurance policies, which can help the car owners save a significant amount of money on a yearly basis. These companies normally take a lot of pride in being members of the Arkansas community and provide a host of benefits for their clients. Members of alumni groups of colleges and universities that are associated with these companies are provided specialized savings programs.

These benefits are also available to other entities such as various associations and companies that enter tie-ups with these insurance providers. These companies also provide a wide range of Arkansas auto insurance quote for the benefit and convenience of the clients. The entities that can benefit from such association are Arkansas State Highway and Transportation Department and University of Arkansas. The main beneficiaries in this case are the people working with such organizations. To get more details regarding the services of these companies, interested people can look up their websites, call them or get in touch with their regional agents.

Arkansas auto insurance laws are similar to ones that are there in the other states in the United States of America. These policies are highly required for a person to be able to drive around in a car and register it in this state. As per the state laws, the applicants should have basic levels of different types of car insurance like physical injury to others as well as liability for damaged property. In case of the first one the requisite level is 25 thousand dollars for every person or 50 thousand for each accident. In case of property damage plans the basic requisite level is 25 thousand dollars per accident.

Majority of people in Arkansas look to get higher amounts of coverage when it comes to the auto insurance policies. This is done so that better coverage can be sought in case of accidents. Normally this level is more than the bare minimum that is required in the state for insurance purposes. Get more information on cheap Connecticut auto insurance coverage

How A Volvo Penta Dealer Can Help Choose A New Engine For Your Boat

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Has your boats old engine not been performing as well as it once used to? Have you noticed it struggling to accelerate, especially when the boat has been loaded up with passengers or supplies? If this is the case, it might be time to replace your old engine with a brand new one that will be able to handle your boating needs perfectly. Before making any sort of decision, however, you should consult a Volvo Penta dealer; they will be able to provide you with all of the information you need, as well as some handy suggestions and recommendations.

Whilst the Volvo Penta websites engine configurator tool may be of some assistance in choosing a suitable engine, it actually requires you to know some key information about your boat. Whilst answering some of the initial questions should not be too difficult such as what type of boat you own (an inboard, aquamatic or sail), its length and beam at the waterline (in feet or metres), and its hull type (displacement or planing) – some of the other questions may prove to be a little more difficult. What is your desired top speed, for example, and what displacement and transmission type are you after?

And, even if you do manage to struggle your way through all of the questions in the engine configurator, how will you determine which option presented to you (out of three) will be best suited to your needs? Do you even understand the additional details provided on the engines that the configurator has deemed suitable for your boat? Do you understand the role of the propeller shaft and the crankshaft in your boat, for example? Does the term max revolutions mean anything to you? With the assistance of a Volvo Penta dealer, you will ensure that you make the right choice.

Not only will contacting a dealer when making your decision ensure that all of your particular questions are answered well in advance of you placing an order, it will also lessen the steps taken to fit your boat with a new engine. Even when using the engine configurator, you will be instructed to contact your nearest Volvo Penta dealer to find out more information and to place an order for your engine to be delivered. Often, this will involve a phone call or even dropping into your local dealer to ensure that you receive the engine that has been suggested to you.

Increasing Automotive Performance

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The automotive performance of a car is always related to the amount of fuel consumed by it. However, a cars performance can be increased in certain ways without negatively affecting the gas mileage of a car. Given below are few tips:

Performance chips: Computer chips that operate most new cars these days keep track of how much horsepower and torque can be displaced. Using performance chips or recalibrating the current chip used in a car can help in increasing the torque and horsepower to a great extent.

Cold air Intake: Power of a car engine can be increased if the temperature of the air that enters the car can be reduced. An under the hood modification in the form of cold air intake can help in this. Such an enhancement also beautifies the engine bay by making it colorful and attractive. Such a unit will also make an appealing sound.

Reusable air filters: Throughout the life of most of the cars, about 6 to 12 auto air filters are used without facing any problem, but when not in use most of them end up at the landfills for waste materials. Even though reusable air filters cost thrice as much as normal air filters, they are washable and last much longer than the regular ones. In fact, when you buy a reusable air filter for your car, it is actually the last one you will be ever buying for it. These air filters help you to increase acceleration and horsepower, besides having a very positive impact on the environment.

Performance exhaust systems: Another way to unleash horsepower, trapped up torque, and improve the overall automotive performance is by using “catalyst-back exhaust systems” (cat-back) for cars. Such a system installed in a car reduces exhaust back pressure by using low restriction performance mufflers and large width exhaust pipes while keeping all the important emission parts in their proper place. In addition to better performance, the exhaust system emits awesome sound.

To improve the automotive performance of your car, you may have to bear additional costs. While shopping online for the auto aftermarket products always opt for a trusted wholesaler. That way you will be able to acquire good quality automotive parts at very low prices. The auto aftermarket products/ services for increasing automotive performance of cars include accessories, replacement parts, appearance products, lubricants, various tools and equipments required for repair and service repairs. If you do the shopping yourself, you will be able to save a lot.

In 2007, the auto aftermarket had done better than in 2006, with a total sale of $285.5, which is a 4% increase from the previous year. In the light truck and car section alone the auto aftermarket experienced $211.4 billion sales while in case of heavy duty vehicles the aftermarket sales figure stood at $74.1 billion.

Car Insurance Why Do You Actually Need Car Insurance

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In today’s times, after bearing the expense of buying a new car, one might think getting car insurance would be an added write off from your bank account. What we forget are the reasons why car insurance is a basic necessity in city life. In the fast paced city life, everybody is on the go and you never know when an untoward incident might occur while on the road. Having car insurance not only assures that you are protected from accidental damage but also keeps legal complications at bay. There are many types of car insurance policies to choose from, and with the right kind of insurance, you can take a deep breath of relief.

Car insurance has many types that can shield you from theft, burglary, fire and even natural disasters. Getting a quote for the kind of car insurance you need is easily available online. You can weigh your options according to your requirements and even compare car insurance policies that seem best for you. Unfortunate accidents also call for the need of a third party insurance where your legal liabilities due to the injury/death of a third party and even damage of property can be covered. Getting car insurance in time will thus always help you in difficult times like these.

In fact, because of the need for car insurance, there are many offers and discounts also that you can avail online depending on your demographics, age and occupation. Buying car insurance online is quick, easy and it is also personalised. One should not forget that having car insurance means that you and your family travelling with you are both protected. You safeguard their life as well as yours with car insurance. It is optimum to get car insurance after buying a car for your loved one, especially if you’re gifting an adolescent a new car.

Why should one worry about legal problems and heavy expenditure on repairs every time you take your car out on the road? Car insurance gives you mental relief from such thoughts and helps you deal with your other more important lifestyle problems in a city. The need for car insurance in metropolitan cities is thus inevitable and will only help you live a trouble-free lifestyle. Choose the car insurance of your choice and make sure that you have the life your family and you yourself deserve – without any worries or hassles.

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Pranav Sharma is an insurance agent based in Mumbai; Pranav assists individuals and corporates in purchasing the right Car Insurance & often shares his insights about the general insurance industry on internet.

Benefits of Motor Fleet Insurance Policy over Individual Vehicle Insurance

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Almost every business uses commercial vehicles to run its business operations efficiently. Like any other physical asset of the business, these vehicles are very valuable and should be insured. When it comes to insuring the commercial vehicles, business owners have two options. They can get individual insurance policy for each vehicle or cover all the vehicles in one comprehensive insurance policy. In this article, we will discuss on this topic in detail and see which one is better.

One thing is for sure, you should get your commercial vehicle insured. According to Continuous Insurance Enforcement (CIE) law, every registered vehicle must have valid insurance at all times. This law in UK, states that it is an offense to keep vehicles without insurance and a huge penalty will be imposed on vehicle owners for not having insurance for their vehicles.

Though this law is not introduced in Northern Ireland, still it is mandatory to have adequate insurance cover for any motor vehicle that is used or left on a public highway. So, if your business uses vehicles, it is legally necessary to have vehicle insurance.

Motor fleet insurance policy Now that we are clear about the importance of insurance policy, we need to look for the options. As discussed earlier, we can either take individual insurance policies or go for a single policy, where several vehicles of any type are covered. Also called as motor fleet insurance, the latter one is a good option for companies having four or more commercial vehicles. However, the former option (individual insurance policy) is suitable for businesses with one or two vehicles. If your business has more than three vehicles, consider choosing motor fleet insurance. Here are its benefits.

Benefits over individual vehicle insurance policy There are many benefits of fleet insurance policy over individual vehicle insurance. This policy simply ensures that each and every vehicle of the business is outlined in a single policy.

Avoids the hassles of handling different insurance policies: Fleet insurance not only provides the benefit of covering all vehicles under a single policy, but also helps you stay away from the issues that arise while handling various insurance policies. You need not worry about the renewals of each and every individual policy of different vehicles. It is easy to handle fleet insurance – all vehicles will have single renewal date; single set of options and conditions; same process to claim, etc.

Provides coverage for the insurer/driver: Many fleet insurance policies also cover the insurer/driver, which is a must have in todays environment. Also there are cost implications to fleet vehicles with younger drivers. So, the premium rates may depend on the scope of the driving restrictions requested.

Saves time and money: Motor fleet insurance provides major benefits in terms of money and time. Since many vehicles are covered in a single policy, the premium will certainly be less than the sum of individual insurance policy premiums. Since all vehicles are covered under one policy, you can save a lot of time on tracking and maintaining various policies.

State laws for auto insurance

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Auto insurance is governed by the state laws. The state laws have mandated certain auto coverage to ensure safety of the community. Hence, if you want to continue with the privilege of driving in your hometown, you should learn the state auto insurance laws by heart.

The auto insurance laws of America vary widely, but still can be categorized as the following,

The tort state:

Tort defines the injuries that are eligible to receive compensation under the law. In a tort state, one party is identified as the responsible party for the accident and is liable to compensate the sufferers for their losses.

A tort state can further be categorized as full tort and limited tort. In the limited tort state, the recipient cant claim compensation for the pains and sufferings from the party responsible for the damages, until and unless he suffers permanent disability.

The no-fault state:

The no-fault state requires the drivers to carry insurances for their own protection, since it imposes restrictions upon the ability to sue the responsible driver.

Under the pure no-fault law the drivers are covered under their own plans respectively and will receive coverage irrespective of their responsibility for the damages.

However, no state follows the pure no-fault status, and thus leaves the opportunity for the involved parties to sue the other to recover a portion of their damages.

The add-on no-fault state: The add-on no fault state allows the victim to collect the benefits under the responsible partys bodily injury liability coverage, once his medical expenses exceeds the PIP coverage limit.

The doctrine of comparative negligence Some states follow the theory of comparative negligence, where the responsibility of an accident gets distributed amongst the parties involved in it. This doctrine restricts one party to hold the other party fully responsible for the damages caused to him.

In the states following the doctrine of comparative negligence, the party contributing more than 50% towards the damages caused in the accident, is the party at-fault.

The issue of liability

All the states require the drivers to carry at least the minimum liability coverage and that is to ensure the safety of the community around the driver. The state law makes sure that the driver has adequate coverage to compensate for the damages caused by him to others.

Concessions That One Can Get On Auto Insurance

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Whether it is India or USA, government has made mandatory for every vehicle to have insurance. As the prices of the vehicles are rising day by day, it is advisable to find cheap auto insurance. One can save a lot of money by doing a little effort before buying auto insurance. In fact, most of the people do not require auto insurance but it is advisable to buy one which would become helpful if any serious accident occurs. One should do an auto insurance comparison before buying insurance for his vehicle. To get a cheap insurance for your vehicle one needs to follow some simple steps. These are: –

1.Firstly get as many quotes as you can of different companies from a website or by visiting their offices.
2.Now compare quotes according to your requirements. Each and every quote will not provide you facilities according to your necessity.
3.Now choose the highest deductible that you can afford. Higher the deductible, lower is the premium.
4.Ask company for discounts that you can qualify.

One can get quotes in two ways, either to visit every companys website or a contract website providing you many quotes from different insurance companies. Second one has an advantage that you dont have to fill out the forms again and again. By simply filling a form you start getting quotes on your email address free of cost. Also one can get many concessions depending on the details you provide. Some of the concessions one can get are: –

1.When a drives has no accident history, some companies provide concessions under a policy known as safe driver concessions. One can maintain a good driving report by driving safely and responsibly.
2.If your car has automatic safety feature for preventing damage due to accidents, some companies may offer you concessions on their policy known as concessions for cars having automatics safety features.
3.If a person drives his car less or one uses his car only for going from his home to office, one can get concession according to low mileage policy. One can get concession up to 20% according to this.
4.If your car have anti-theft protection you may get huge concessions as your car has very less chances to be stolen. These concessions come under policy known as concessions for cars having anti-theft devices.
5.A student can get a concession up to 30% according to policy good student concessions.